Cementech Incorporated

• Guaranteed Financing Pre-approval - You are already approved for our lease-to-purchase program on any of our new and used mobile mixer units and silos.
• No Down Payment - With your good credit, we normally do not require a down payment. We generally only require the first and last month lease payment and a nominal fee for processing and UCC filings. Though everyone is approved, lower credit scores may require a down payment or extra payments to be used as additional collateral for our lease-to-purchase program on any of our new and used mobile mixer units and silos.
• 100% Tax Deductible - Your lease may be treated as a "true operating lease", meaning your entire monthly payment may be written off as a business expense for income tax purposes (just like a rental payment)!
• Protect Your Credit Lines -By entering into our lease agreement, you can reserve your cash and lines of credit for other uses. A "true operating lease" does not appear on your balance sheet.
• Equity Accumulation and Purchase Option - With each lease payment, you build equity in your equipment. And, you will be given the option to purchase your equipment at the end of the lease term for a minimal amount that you can predetermine.

1. List your bank references that will report no "NSF" checks and will show the highest balances(personal or business.
2. List your largest loan and trade references that will report "no slow payments" (personal or business).
3. New and Start-up companies should submit a personal financial statement and two years of personal tax returns for all sizes of transactions.

For transactions from $100,000 to $150,000, the following financial items are needed with your application:

1. Year to date business financials.
2. Last two years business federal tax returns or financial statements.
3. Personal financial statement and last two years of personal federal tax returns.

For transactions totaling $150,000 or more, we will need an additional year of tax returns or financial statements.